Mallorca Housing Market 2024-2026

Complete Guide to Property Prices, Trends & Investment Opportunities in Calvià

Mallorca's real estate market has long been a beacon for international investors and lifestyle buyers, and the period between 2024 and 2026 is proving to be no exception. Despite global economic headwinds and a cooling of transaction volumes, the island has demonstrated remarkable resilience, particularly within its luxury segment.

Property prices have not only held firm but have continued their upward trajectory, cementing Mallorca's status as one of Europe's most stable and desirable property markets. This sustained growth is largely fueled by a consistent influx of high-net-worth foreign buyers who are drawn to the island's unique blend of sophisticated infrastructure, natural beauty, and unparalleled quality of life.

At the heart of this thriving market lies the municipality of Calvià, a region that has become synonymous with luxury and exclusivity. Home to some of the most prestigious marinas, golf courses, and residential areas in the Mediterranean, Calvià consistently commands property prices that are significantly higher than the island's average.

€4,707 Avg Price/m² Balearics
€6,925 Avg Price/m² Calvià
+13.2% YoY Growth 2024
32-38% Foreign Buyers

Mallorca Housing Market Overview 2024-2025

The Mallorcan property market in 2024 and 2025 is best described as a tale of two speeds. While the overall number of transactions has seen a notable slowdown, property values have continued to climb, driven by an insatiable appetite for luxury homes. This paradox highlights a market that is maturing and shifting, rather than declining.

Current Market State and Key Statistics

In 2024, the Balearic Islands property market demonstrated robust health despite a decrease in sales volume. The average price per square meter in the region reached an impressive €4,707 in December 2024, marking a 13.2% increase from the previous year. This growth is particularly significant when contrasted with the 15-20% decline in the number of property transactions compared to the post-pandemic peak in 2022.

This data suggests that while fewer properties are being sold, the ones that are changing hands are of higher value, pushing the average price upwards.

Metric Value (2024) Year-over-Year Change
Average Price/m² (Balearics) €4,707 +13.2%
Transaction Volume (Balearics) Approx. 13,624 -15-20%
Foreign Buyer Share 32.6% - 38% Stable

The Two-Speed Market: Luxury vs. Mid-Market

The most defining characteristic of the current market is its clear division into two distinct tiers. The luxury segment, comprising properties valued at over €1 million, has become the primary engine of growth. Villas starting at €2.5 million and high-end apartments are in high demand, particularly from affluent foreign buyers who are less sensitive to fluctuations in European mortgage rates.

These rates, which have climbed from lows of around 1% to between 4% and 5.5%, have had a more pronounced impact on the mid-market and local buyers, leading to a cooling of demand for properties under the €1 million threshold.

Foreign Buyer Dominance

International investors continue to be the lifeblood of the Mallorcan property market. In 2024, foreign buyers accounted for between 32.6% and 38% of all property transactions in the Balearic Islands, a figure significantly higher than the national average in Spain.

While German, British, and Scandinavian buyers remain the traditional pillars of this demand, there is growing interest from investors from Switzerland, Austria, the United States, and the Middle East. This diverse and wealthy buyer pool ensures a constant and stable demand for high-quality properties.

Supply Dynamics and Premium Features

On the supply side, the market for holiday properties saw an increase of almost 8% in 2025, with new developments making up 17% of the available stock. However, strict building regulations and a focus on sustainable development mean that the supply of new, high-quality homes remains limited, particularly in prime locations.

This scarcity is a key factor driving price appreciation. Furthermore, properties with premium features such as sea views, modern architecture, and high-quality swimming pools command a significant price premium. A well-designed pool, for instance, can increase a property's value by as much as 40%.

Calvià: Spain's Most Exclusive Municipality

Nestled in the southwest of Mallorca, the municipality of Calvià has firmly established itself as the island's most exclusive and sought-after real estate destination. It is a region of stark contrasts, where glamorous superyacht marinas and designer boutiques coexist with tranquil, traditional villages and rugged mountain scenery.

Why Calvià is a Premium Market

As of August 2025, Calvià ranked as the fourth most expensive municipality in the Balearic Islands, with the average price for a second-hand property reaching an impressive €6,925 per square meter. This represents a staggering 40% premium over the regional average and is over 190% higher than the Spanish national average.

Key Factors:

  • Limited Supply: Strict planning regulations and a commitment to preserving natural spaces have resulted in a limited supply of new properties.
  • World-Class Amenities: Home to prestigious marinas of Puerto Portals and Port Adriano, numerous championship golf courses, and Michelin-starred restaurants.
  • International Community: Well-established and affluent international community contributing to a cosmopolitan atmosphere.
  • High Foreign Demand: Foreign buyers account for over 60% of transactions for properties valued above €1.5 million.

Neighborhood Breakdown: A Mosaic of Lifestyles

Calvià is not a monolithic entity; it is a collection of diverse neighborhoods, each with its own distinct character and price point. This variety allows buyers to find the lifestyle that best suits their preferences.

Neighborhood Average Price/m² (2025) Key Characteristics
Puerto Portals / Bendinat €8,412 - €8,991 Ultra-luxury, marina life, designer shopping, exclusive villas
Port Andratx €8,991 Glamorous, stunning natural harbour, high-end restaurants
Santa Ponsa €5,000 - €6,000 Family-friendly, two large sandy beaches, golf courses
Palmanova €4,500 - €5,500 Popular resort, three beaches, lively atmosphere
Calvià Vila / Es Capdellà €3,500 - €4,500 Traditional villages, rural charm, access to hiking trails

Buyer Profile and Lifestyle

The typical buyer in Calvià is a high-net-worth individual, often from Germany, the UK, or Scandinavia, seeking a second home or a lucrative investment property. There is also a growing contingent of buyers from the USA and the Middle East.

These buyers are discerning and demand the highest standards of quality, design, and location. The lifestyle in Calvià is one of relaxed sophistication, where days can be spent on the golf course, at a beach club, or exploring the stunning coastline, followed by evenings enjoying world-class dining and entertainment.

Property Prices & Market Segments

Understanding the nuances of property prices and market segments is key to navigating the Mallorcan real estate landscape. The market is highly segmented, with significant price variations based on location, property type, and quality.

The Luxury Segment: A Market Apart

The luxury segment in Mallorca is defined by properties with a price tag of €1 million and above. This sector has been the primary driver of the market's recent growth, with villas starting from €2.5 million and de-luxe apartments from €1 million being particularly sought after.

In prime areas of Calvià, such as Port Andratx and Bendinat, it is not uncommon for exceptional properties to exceed €10,000 per square meter, with forecasts suggesting this could rise to €15,000/m² or more in the coming years.

New Build Premium

New construction carries a significant price premium in Mallorca, often costing up to 41% more than comparable existing properties. This is due to a combination of factors, including the high cost of land, rising construction costs, and the superior quality, modern design, and energy efficiency of new builds.

The Impact of Premium Features

In a market where lifestyle is a key purchasing driver, premium features can have a dramatic impact on a property's value:

Market Forecast 2025-2026

As the Mallorcan property market moves into 2025 and 2026, the consensus among experts is one of continued, albeit more moderate, growth. The explosive price increases of the post-pandemic years are expected to give way to a more sustainable and stable period of appreciation.

Market Segment 2025 Forecast 2026 Forecast
Overall Market +5-7% +3-6%
Luxury Segment +7-10% +5-8%
Mid-Market +3-5% +2-4%

Long-Term Outlook

The long-term outlook for the Mallorcan property market remains overwhelmingly positive. Forecasts suggest a steady annual price increase of 3.0% to 4.6% through to 2028, underscoring the island's enduring appeal as a secure, long-term investment.

Concerns of a property bubble are largely dismissed by experts, who point to the fundamental differences between the current market and the speculative boom of the mid-2000s. The high proportion of cash-rich, non-speculative international buyers, coupled with stricter lending criteria from banks, creates a much more stable and resilient market environment.

Mortgage Rates & Financing

Current Spanish Mortgage Rates

As of September 2025, the average mortgage rate in Spain stood at a competitive 2.66%. This relatively low rate is a result of the European Central Bank (ECB) implementing several rate cuts since June 2025, making financing more accessible and affordable.

The 12-month EURIBOR, the benchmark rate for most Spanish mortgages, is forecasted to stabilize around 2.08%, suggesting that favorable lending conditions are likely to continue into 2026.

Financing for Foreign Buyers

While the lending environment is generally favorable, non-resident buyers should be aware that Spanish banks apply stricter conditions:

  • Maximum LTV: 60-70% of the property's purchase price
  • Down Payment: 30-40% required (compared to residents)
  • Documentation: Comprehensive proof of income and financial solvency

The End of the Golden Visa

A significant policy change affecting foreign investors was the Spanish government's decision to end the real estate investment route for its Golden Visa program in April 2025. This program, which granted residency to non-EU nationals who invested €500,000 in property, was a popular option for many international buyers.

While its removal may have a marginal impact on the market, the majority of foreign buyers in Mallorca are EU citizens or are motivated by lifestyle rather than residency, so the overall effect is expected to be minimal.

Local Developments & Infrastructure

The municipality of Calvià is actively investing in modernizing its infrastructure and enhancing its public services, with the aim of further improving the quality of life for residents and maintaining the area's appeal for high-end tourism.

Record Infrastructure Investment

The Calvià Town Hall has approved a record-breaking infrastructure investment of €43 million for its 2026 budget, which is part of a total consolidated budget of €152 million. This represents the largest infrastructure allocation in the municipality's history.

Major Projects for 2025-2026

  • Magaluf Regeneration (€6.7M): A comprehensive plan to upgrade the resort, including the modernization of the Gabriel Escarrer Maritime Promenade and improvements to the Punta Ballena strip.
  • Peguera Boulevard (€4.15M): A phased refurbishment of the main commercial street in Peguera, aimed at creating a more attractive and pedestrian-friendly environment.
  • Santa Ponsa Avenue (€5.4M): A major renovation of the Avenida Rei Jaume I, one of the main thoroughfares in Santa Ponsa.
  • Sports Facilities Upgrade (€1.2M): Investment to strengthen position as a year-round destination for sports tourism and training camps.

30-Year Urban Planning Vision

The Calvià Town Hall is revising its General Plan for Urban Planning (PGOU), which will define the municipality's development for the next 30 years. A key component of this plan is the declassification of over 1.2 million square meters of urban or developable land.

This signals a strategic shift away from urban expansion and towards the consolidation and modernization of existing urban centers. This focus on sustainable development will help to protect the area's natural beauty and ensure its long-term appeal.

Investment Returns & Rental Opportunities

Historically, property in the Balearic Islands has delivered a steady average capital appreciation of 5-6% per annum over the last decade, making it a reliable store of wealth and a solid long-term investment.

In addition to capital growth, the island's thriving tourism industry offers excellent potential for rental income. The rental market is highly strained, with strong demand for both short-term holiday lets and long-term residential leases.

In 2025, the average long-term rent in Palma reached €1,989 per month for a standard unit, representing a 7.4% year-on-year increase.

Important Note on Holiday Rentals

A moratorium on issuing new holiday rental (ETV) licenses is in place until at least 2026, in an effort to curb the proliferation of tourist apartments. Existing licenses carry significant value premium and are rarely available for new properties.

Calvià Events & Lifestyle 2026

The allure of Calvià extends far beyond its beautiful properties and stunning landscapes. The municipality offers a vibrant and sophisticated lifestyle, with a rich calendar of cultural and sporting events.

Luxury Hotel Openings

The confidence in Calvià's luxury market is reflected in the arrival of several prestigious hotel brands. In 2025, the iconic Mar i Pins hotel was transformed into a 5-star establishment by Aethos, while Blasson Property Investments opened the highly anticipated Mandarin Oriental Punta Negra. These new additions not only enhance the area's prestige but also provide new world-class amenities for residents and visitors to enjoy.

Cultural and Sporting Events

Key Events Scheduled for 2026

  • Mallorca Live Festival (June 11-14, 2026): The island's largest music festival, attracting international artists and a large, enthusiastic crowd.
  • Galatzó Trail Mallorca (March 8, 2026): A challenging mountain race that showcases the stunning natural beauty of the Serra de Tramuntana.
  • II Zarzuela Festival (concluding Feb 2026): A celebration of traditional Spanish light opera.

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Buyer's Guide: What to Know

Key Considerations for Prospective Buyers

  • Define Your Priorities: Are you looking for a holiday home, a permanent residence, or an investment property? What is more important to you: proximity to the sea, a vibrant social scene, or peace and tranquility? Answering these questions will help you to narrow down your search.
  • Work with a Reputable Local Agent: A good local agent will have an in-depth knowledge of the market, access to off-market properties, and can guide you through every step of the buying process.
  • Conduct Thorough Due Diligence: It is essential to carry out a thorough legal and technical inspection of any property you are considering buying. This should include checking for any outstanding debts, ensuring all building permits are in order, and assessing the structural condition of the property.
  • Understand the Costs: In addition to the purchase price, buyers should budget for taxes and fees, which typically amount to around 10-12% of the property value. This includes property transfer tax (ITP), notary fees, and legal fees.

Seller's Guide: Maximizing Value

Tips for Property Owners

For property owners in Mallorca, the current market presents an excellent opportunity to achieve a high sale price. Here are some tips for maximizing your return:

  • Price Strategically: While the market is strong, it is still important to price your property realistically. Work with your agent to analyze comparable sales and set a price that is both competitive and reflects the true value of your home.
  • Invest in Presentation: First impressions count. Invest in professional photography and consider staging your property to showcase it in its best possible light. Small improvements, such as a fresh coat of paint or a well-maintained garden, can make a big difference.
  • Market to International Buyers: Given the dominance of foreign buyers in the market, it is essential to market your property to an international audience. This includes listing it on international property portals and working with an agent who has a strong international network.
  • Be Prepared for Negotiation: While it is a seller's market, buyers will still expect to negotiate. Be prepared to be flexible on price and other terms to secure a successful sale.

Local Concerns & Regulations

While the property market in Mallorca is thriving, it is not without its challenges. The very factors that make the island so attractive to international buyers have created significant affordability issues for local residents, leading to social tensions and a shifting regulatory landscape.

The Affordability Crisis

The surge in property prices and rental rates has created an acute affordability crisis for many local residents. In 2024, the average rental rate rose by 13%, with a standard apartment in Palma now costing between €1,200 and €1,500 per month—a figure that is out of reach for many local salaries.

This has led to a rise in social problems, with some residents forced to live in precarious conditions. The Balearic government is attempting to address the housing crisis through regulatory measures and plans to build 1,200 social homes by 2026, backed by an investment of €228 million.

Regulatory Changes to Monitor

  • Holiday Rental Moratorium: A moratorium on issuing new holiday rental (ETV) licenses is in place until at least 2026, in an effort to curb the proliferation of tourist apartments.
  • Anti-Tourism Sentiment: The housing crisis has fueled growing anti-tourism sentiment on the island, with large-scale protests taking place in 2024. While major restrictions are unlikely, investors should stay informed about evolving regulations.
  • Social Housing Investment: Government plans to build 1,200 social homes by 2026 signal efforts to address local affordability concerns.

Conclusion

The Mallorca housing market, and in particular the exclusive enclave of Calvià, is set to continue its trajectory of stable and sustainable growth into 2025 and 2026. The market's resilience, driven by strong international demand and a limited supply of high-quality properties, makes it one of the most attractive and secure investment destinations in Europe.

While the explosive price growth of recent years may be moderating, the underlying fundamentals of the market remain exceptionally strong. For buyers, the current climate offers an opportunity to invest in a world-class lifestyle and a tangible asset that is likely to deliver solid long-term returns.

As Calvià continues to invest in its infrastructure and enhance its unique lifestyle offering, its status as a beacon of luxury in the Mediterranean is only set to grow. Whether you are seeking a sun-drenched holiday home, a lucrative investment, or a new permanent residence, the allure of Mallorca and the promise of Calvià are more compelling than ever.